What if your first three years as an attending decide whether you work three days a week in your 40s—or six days into your 60s?
Dr. Jimmy Turner burned out early in his career—antidepressants, 1.3 FTE, the works—before discovering the fix: working less. He and Justin Harvey, CFP, break down Coast FIRE, your Wealth Accumulation Rate, and why the savings decisions you make right out of training set a trajectory you’ll feel for decades.
What you’ll learn:
- Why a ~30% Wealth Accumulation Rate early on can buy you a 3-day clinical week later
- How Coast FIRE lets you save less down the road and still reach financial independence on time
- The two kinds of autonomy—personal and professional—that really drive physician burnout
- A smarter take on “live like a resident” so you can enjoy your income without losing the plot
Â
Resources:
- 💵 Looking for a CPA that does more than just file taxes each year? Check out Gelt, the proactive tax strategy partner that Jimmy personally uses, and receive 10% off the first year through the MMM link.
- 🎓 Residents & Fellows: It’s crucial to get disability insurance before you finish training. Get it from an disability insurance agency with the lowest denial rate for physicians in the industry: Money Meets Medicine Disability Insurance.
- Looking to refinance your private student loans? Click here to get the lowest interest rate out there.
- Need help figuring out your student loan plan? Click here to save $100 on a student loan consult.
- 📘 Not sure where to get started on your financial literacy journey? Download a free copy of Dr. Jimmy Turner’s book: The Physician Philosopher’s Guide to Personal Finance.



