Personal Finance
Articles

Are Hidden 401K Fees Costing You Thousands?

Retirement plans such as 401(k)s, 403(b)s, and cash balance plans are essential pillars of long-term financial security for physicians and professionals. However, as highlighted by Dr. Jimmy Turner and forensic 401(k) consultant Paul Sipple in a recent episode of the...

The Ultimate Bitcoin Tax Loss Harvesting Guide

Post-tax investing outside of retirement accounts can be extremely beneficial for high-income earners, particularly those who have their sights set on early financial independence or who are seeking to Coast FIRE. Arguably, the biggest advantage of investing outside...

6 Lessons From Kyle Busch’s IUL Law Suit for Physicians

Have you heard about the high-profile lawsuit between NASCAR driver Kyle Busch and Pacific Life over an Indexed Universal Life (IUL) insurance policy? While the sheer scale of the case—over $10.4 million in premiums and alleged losses exceeding $8.5 million—is...

4 Reasons to Get a Financial Advisor

Do doctors really need a financial advisor?  As with most things, the answer is "it depends."   For as much hate as financial advisors get in the personal finance space for physicians (much of it quite well deserved), it would be wrong to say that there are not good...

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Should I Use My 457 to Invest?

Many doctors are high-income earners and will have access to a 457 plan.  Despite this, one of the more common questions I get is whether someone should use their 457 plan or not. It usually goes something like this, "Hey, Jimmy, I am looking to save a little more...

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The Importance of Time in the Market

Albert Einstein is often credited with saying, "Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn't pays it." This is perhaps why it is often said that time in the market (not timing the market) is paramount to our...

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The 59 1/2 Rule and Early Retirement Gap

Understanding the Rule of 59 and a Half in Joint Retirement Planning Let's talk about a rule that might just be your new best friend when planning for retirement together: the age 59 and a half rule. This little number is more than just halfway to 60—it’s your ticket...

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The Story of Denis Diderot and Physician Wealth

Author: This article was written by Dr. Jimmy Turner, Founder of Money Meets Medicine and author of The Physician Philosopher's Guide to Personal Finance. Many people outside medicine wonder, "How much money do doctors make?"  It's a common question inside of...

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